Author(s): Jinal Patel

Email(s): jp283261@gmail.com

DOI: 10.52711/2454-2652.2021.00073   

Address: Ms. Jinal Patel*
Assistant Professor, Nootan College of Nursing, Vinagar, Dist
Mehsana, Gujarat, India.
*Corresponding Author

Published In:   Volume - 9,      Issue - 3,     Year - 2021


ABSTRACT:
“The Prime minister’s scheme Pradhan Mantri Jandhan Yojana (PMDJY)’ was launched on 28th August 2014 which envisages universal access to banking with a basic banking account with no minimum balance, financial literacy, access to credit insurance and pension. The account holders are benefited with an interest on their deposits, Accidental Insurance Coverage of Rest: 1,00,000/-, Life Insurance Coverage of Rest: 30,000/-, Easy transfer of Money across India, Govt. Schemes Direct Benefit Transfer, Access to Pension and Insurance products and Overdraft facility of up to Rs: 5,000/-. The scheme recorded with opening of15.30 crores accounts as on 29th April 2015, out of which 9.17 crore accounts in rural and 6.13 crores accounts in urban areas. The achievement of this scheme has also taken place in the Guinness Book of World Records for opening most number of bank accounts opened in one week as result of financial inclusion campaign dated August 23 – 29, 2014. The scheme has surpassed original target of opening bank accounts for 7.5 crore excluded households in the country by 26th January 2015 with banks already opening 11.50 crore accounts by 17th January 2015. Objective: To study the need for financial inclusion in India To discuss the salient features and basic pillars of PMJDY. To assess the progress made under the PMJDY. To make some suggestions for smooth functioning of this scheme. Hypothesis: H1: There is no significant association between the Age of the respondents and their First point of contact for getting advices/suggestions on finance H2: There is no significant difference between the Gender of the respondents and their Awareness about the benefits of - Pradhan Mantri Jan – Dhan Yojana (PMJDY)? scheme. H3: There is no significant relationship among variables of the benefits of Pradhan Mantri Jan - Dhan Yojana (PMJDY)scheme. Design: Survey-research approach using Descriptive pre-test design with one group. Participation: 50 Adult public were selected using Random sampling technique in Mehsana District. Tool: Self Structured Questionnaire was used to assess the level of knowledge of Adult public regarding PMDJY. Results: Distribution of mean, SD and mean percentage of awareness and knowledge regarding pradhan mantri jandhan yojana score of young adult people shows that the mean score (13.4±2.951) which is 67.00% of total score. Conclusion: The findings of the study revealed that teaching helps in improving knowledge regarding PMDJY among Adult people.


Cite this article:
Jinal Patel. A Descriptive study to assess the knowledge of Pradhanmantri Jandhan Yojana Among young adult people Bhandu Village of Mehsana District. International Journal of Advances in Nursing Management. 2021; 9(3):322-4. doi: 10.52711/2454-2652.2021.00073

Cite(Electronic):
Jinal Patel. A Descriptive study to assess the knowledge of Pradhanmantri Jandhan Yojana Among young adult people Bhandu Village of Mehsana District. International Journal of Advances in Nursing Management. 2021; 9(3):322-4. doi: 10.52711/2454-2652.2021.00073   Available on: https://ijanm.com/AbstractView.aspx?PID=2021-9-3-21


REFERENCES:
1.    Goverment takes Several Intiatives to achieve Greater Financial Inclusion, 2013.Available From; <http;//Pib.nic.in./newsite/ erelease.aspx?relid=92600>.[10 june2015].Government to lunch A new Program of finaincial inclusion in mission mode, 2014. Available From; <http;/Pib.nic.in./newsite/ printRelease.aspx?relid=107778>.[11 june 2015].
2.    New Financial Inclusion India Mission Lunched 2014. Avai lable from; <http;//indiamicrofinance.com/financial inciusion-india-mission.
3.    Pradhan Mantri jandhan yojana –A national Mission on financial inclusion,2014 Available from; <http;//www.pmdjy.govt.in/ pdf/PMDJY BROCHURE ENG.pdf>.[10june 2015].
4.    Rangajan.c(2007),‖committee on financial Inclusion, ‖Ministry of finance, Government of india New Delhi, India.

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